body {
	font-family: Arial, Helvetica, sans-serif;
	font-size: 11px;
	background-color: #4D5896;
	color: #272959;
	padding: 0px;
	background-image: url(graphics/bg-tile.jpg);
	background-repeat: repeat-x;
	margin-top: 20px;
}
h1 {
	margin-top: 20px;
	margin-right: 9px;
	margin-bottom: 0px;
	margin-left: 20px;
	font-size: 18px;
	font-weight: bold;
	color: #272959;
}
h2 {

	margin-top: 20px;
	margin-right: 9px;
	margin-bottom: 0px;
	margin-left: 20px;
	font-size: 14px;
	font-weight: bold;
	color: #272959;
}
h3 {
	margin-top: 9px;
	margin-right: 9px;
	margin-bottom: 0px;
	margin-left: 20px;
	font-size: 11px;
	font-weight: bold;
	color: #2E275A;
}
p {
	margin-top: 9px;
	margin-right: 20px;
	margin-bottom: 9px;
	margin-left: 20px;
}
a:link { 
text-decoration: underline; 
color : #56659D; 
}
a:hover { 
text-decoration: underline; 
color : #56659D; 
}
a:visited,a:hover { 
text-decoration: underline; 
color : #56659D; 
}
ol {
	margin-right: 30px;
}

a:active {
color: #272959;
}
a.footer:link { 
text-decoration: underline; 
color : #D9D9E3; 
}
a.footer:visited { 
text-decoration: none; 
color : #D9D9E3; 
}
a.footer:hover { 
text-decoration: none; 
color : #FFFFFF; 
}
a.footer:active {
color: #FFFFFF;
}
.top-menu-link {
	FONT-SIZE: 11px; 
	COLOR: #000;  
	TEXT-DECORATION: none; 
	background-color: #665E9F;
}
.navmenu {
	border-top-width: 1px;
	border-left-width: 1px;
	border-bottom-width: 0px;
	z-index: 100;
	border-left-color: #000;
	border-right-color: #000;
	border-top-color: #000;
	border-bottom-color: #000;
	visibility: hidden;
	font: 14px;
	width: 172px;
	position: absolute;
	background-color: #665E9F;
	border-right-width: 1px;	
}
.navmenu a {
	padding-right: 0px; 
	display: block; 
	padding-left: 10px; 
	border-bottom-width: 1px; 
	border-bottom-color: #ccc; 
	padding-bottom: 5px; 
	margin: 0px; 
	width: 100%; 
	color: #FFFFFF; 
	text-indent: 5px; 
	padding-top: 2px; 
	text-decoration: none;

}
.navmenu a:hover {
	background-color: #E72528;
	text-decoration: none;
	color: #FFFFFF;
}
.navmenu a:visited {
	text-decoration: none;
	color: #FFFFFF;
	
}
.footer {
	color: #D9D9E3;
}
.testimony {
	font-style: italic;
	font-size: 12px;
	color: #665E9F;
	border-bottom-width: 1px;
	border-bottom-style: dotted;
	border-bottom-color: #665E9F;
	margin: 30px 30px 30px 20px;
}
.navy {
	background-color: #272959;
}
.white {
	background-color: #FFFFFF;
}
.lgrey {	
background-color: #D9D9E3;
}
.small {
	font-size: 11px;
	color: #272959;
}
.contentbg {
	background-image:url(graphics/lower-curve.gif);
	background-repeat:no-repeat;
	background-position:bottom;
}
.contentbgs {
	background-image:url(graphics/lower-curve-left.gif);
	background-repeat:no-repeat;
	background-position:bottom;
	background-color: #D9D9E3;
}
.lilac {
background-color: #665E9F;
}

.lead {
	font-size: 14px;
	color: #272959;
	margin-top: 20px;
	margin-bottom: 20px;
}
.red {
	color: #E62424;
}
.palebg {

background-color: #EFEFF5;
}